Cash-Out Special

Broker & NONDEL+
+25 BPS Credit
NonDel Core
+15 BPS Credit

Conventional Cash-Out Refinances
Limited Time Only

Restrictions Apply. Ask your AE for details.

Tech Forward + Human Focused

It’s How We Grow Your Business

We've paired the industry's premier mortgage technology with a team of experts who bring decades of experience to every deal. Partner with Pennymac for the competitive edge and the expertise you deserve.

Committed to Greatness
at Home and Beyond

Committed to Greatness at Home and Beyond

Committed to Greatness
at Home and Beyond

Pennymac TPO: Proud Supporter of Team USA and LA28

Pennymac is now the Official Mortgage Supporter of the 2026 and 2028 U.S. Olympic and Paralympic Teams, and a Proud Supporter of Team USA and the LA28 Games.

About Our Commitment

In the Know With TPO

Pennymac experts provide quick, digestible topics, ranging from our tech, products and programs to tips and updates on GSE changes. Don’t miss a weekly video, and follow PENNYMAC TPO on LinkedIn to stay connected.

  • In the Know With Noah Schuffman
    Maximize Efficiency And Operations With Nondel+
  • In the Know With Drew Dyet
    Experience You Can Rely On
  • In the Know With Daniel Schneider
    Custom-Fit Loans For Every Client
  • In the Know With Noah Schuffman
    Two Tools To Sharpen Your Edge
  • In the Know With Drew Dyet
    Marketing Made Easy with Design Central
  • In the Know With Linda Jackson
    Get Quick Support with HELP+
  • In the Know With Daniel Kae
    Connect With Your Assigned Underwriter Now
  • In the Know With Noah Schuffman
    The Jumbo AUS Solution that Scales
  • In the Know With Drew Dyet
    The Power+ Pricing Trio to Boost Your Efficiency
  • In the Know With Emily Warring
    The Freddie Mac Income Calculator Makes it Simple

Committed to Your Success

Pennymac TPO is a Top 3 Wholesale Lender you can count on. We are committed to providing you with the best experience possible, which has led us to achieve great industry accomplishments.

Hear from Our TPO Partners

  • "Working with your team is effortless and an absolute pleasure."

    Samantha P. | California | Broker Partner

  • "Pennymac is hands down my favorite!"

    Mara M. | Oregon | Broker Partner

  • "I can’t say enough about the exceptional experience. I submitted a purchase file and we were CTC in 11 days!"

    Ken S. | Illinois | Broker Partner

  • "The quality of Pennymac’s support is unsurpassed. It has been an incredible pleasure to work with them"

    Michael G. | Florida | Broker Partner

  • "What a great sales team to work with! They were involved every step of the way and made the process simple!"

    Raisa F. | California | Broker Partner

  • "Love working with Pennymac! The portal was easy and very fast! I would totally work with them again."

    Karessa S. | Illinois | Broker Processor Partner

  • "I couldn't be happier with the process and experience we received from Pennymac"

    Von F. | Arizona | Broker Partner

  • "Thank you guys for all your extra efforts on this tough file! The clients were literally in tears of happiness at the closing today! "

    Kevin O. | Minnesota | Broker Partner

  • "Your team did a great job. Straight forward conditions. Fast. I only have good things to say about Pennymac."

    Tom T. | California | Broker Partner

  • "I value the strong partnership we have built, and it has become a testament to the trust I have in Pennymac. The exceptional service I receive from your team is why I recommend other brokers to work with Pennymac."

    Ilia Y. | Arizona | Broker Partner

  • "Thank you Pennymac Team for your help and guidance on this very challenging transaction. I appreciate all your help to make it to the finish line."

    Christy M. | Texas | Broker Partner

  • "Thank you to my AE, Ops manager, and the Pennymac Underwriting Team for all working together to keep a very difficult scenario moving forward"

    Michael S. | Arizona | Broker Partner

  • "I love it, the process is super fast and very easy to navigate."

    Ramon D. | California | Broker Processor Partner

  • "I truly appreciate how quick and helpful the Pennymac team is and the support they provide!"

    Bianca A. | Utah | Broker Partner

  • "Super impressed with the speed of the approval, and the very limited conditions!"

    Kandace L. | Minnesota | Broker Partner

  • "Thanks to my AE for his excellent support on my recent loan. He facilitated a smooth loan process for my borrowers. It is a pleasure to work with Pennymac TPO."

    LI H. | California | Broker Partner

  • "I am thrilled with the underwriting process at Pennymac!"

    Jeremiah R. | Minnesota | Broker Partner

  • "Thank you to my Pennymac team for helping get my loans to the finish line so quickly!"

    –Fawzia K. | California | Broker Partner

  • "My team at Pennymac has been incredibly kind, patient and EXTREMELY helpful to me. What amazing people you have!"

    Michael S. | Pennsylvania | Broker Partner

  • "Both my AE and inside team are reachable so our customers get responses fast. It has been a breath of fresh air working with the Pennymac team."

    Desmond C. | Arizona | Broker Partner

  • "I find it comforting to know that when I call my team at Pennymac, I can get the assistance I need."

    Emily W. | California | Broker Partner

  • "A BIG thank you to my Pennymac team. This was not an easy file, and they stayed calm, confident, and positive throughout the whole process."

    Michael S. | Arizona | Broker Processor Partner

  • "The level of support and care I receive from my AE and their team are truly commendable."

    Ilia Y. | Arizona | Broker Partner

  • "Pennymac has wonderful support. I feel like I have a whole team assisting me."

    Julia M. | North Carolina | Broker Partner

Our People Bring It Home

Powered by advanced technology, Pennymac people bring it home for our partners. Our experts are there to guide you and move your loans from lock to disclosures, through underwriting, all the way to closing and funding.

Hands-On Support at Every Step

Access to
Senior Underwriters
Experienced
Account Executives
Closing
Hotline
POWER+
Zoom Room
Broker Operations
Manager (BOM)
Appraisal Order
Support Team
Tech Forward Plus Human Focused Tech Forward + Human Focused

Advanced Technology

POWER+ by Pennymac TPO, our broker portal provides you with speed, transparency and control over the mortgage process. Learn more

Become a Broker Partner

Be Part of a Best-in-Class
Non-Delegated Program

Pennymac’s Non-Delegated program offers best-in-class client experience and technology to ensure a seamless experience from initial review to loan purchase. Our P3 portal is easy to use and provides tools and support for a consistent loan experience.

Become a Seller