State Licenses & Important Information

Contact Information

PennyMac Loan Services, LLC is a Delaware limited liability company, headquartered at 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361. Questions regarding our licenses should be directed to:

Attn: General Counsel
PennyMac Loan Services, LLC
6101 Condor Drive
MP-121
Moorpark, CA 93021

Licensing and Registration Information

NMLS Unique Identifier # 35953
Nationwide Multistate Licensing System (NMLS) Consumer Access

Freddie Mac	Seller/Servicer # 153780
Fannie Mae	Seller/Servicer # 27007-000-0
Ginnie Mae	Issuer/Servicer # 4094
HUD/FHA	Non-supervised Mortgagee Title II # 28095-0000-6
Dept. of Treasury	MHA Servicer Participant # 907649180
Dept. of Veterans Affairs (VA)	Lender # 902380-00-00 Servicer # 909999
Alabama	Licensed by the Alabama State Banking Department Consumer Credit License # 20690
Alaska	Licensed by the Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities Mortgage Broker/Lender License # AK35953
Arizona	Licensed by the Arizona Department of Insurance and Financial Institutions Mortgage Banker License # 0911088
Arkansas	Licensed by the Arkansas Securities Department Combination Mortgage Banker-Broker-Servicer License # 104345 Complaints regarding the servicing of your mortgage may be submitted to the Commissioner at www.securities.arkansas.gov.
	Licensed by the Arkansas State Board of Collection Agencies Collection Agency License # 3434, 4750, 5213, 5294, 5566
California	Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Residential Mortgage Lending Act License # 413-0973
	California Financing Law License # 4130973
	As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1- 877-FTC-HELP or www.ftc.gov
Colorado	Licensed by the Colorado Division of Real Estate Mortgage Company Registration
	Licensed by the Colorado Attorney General’s Office Supervised Lender # SUP-4000231 Collection Agency License # CAR-1000889 Mortgage Servicer License # MSV-9000055
	A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE www.coag.gov/car. Our local office is located at 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552.
Connecticut	Licensed by the Connecticut Department of Banking Mortgage Lender License # ML-35953 Consumer Collection Agency License # CCA-35953
District of Columbia (DC)	Licensed by the District of Columbia Department of Insurance, Securities and Banking Mortgage Dual Authority License # MLB35953
Delaware	Licensed by the Delaware Office of the State Bank Commissioner Licensed Lender License # 10604
Florida	Licensed by the Florida Office of Financial Regulation Mortgage Lender Servicer License # MLD263 Consumer Collection Agency License # CCA9903037
Georgia	Licensed by the Georgia Department of Banking and Finance Mortgage Lender License/Registration # 33027
Guam	Licensed by the Guam Department of Revenue and Taxation Mortgage Servicer License # 1420296
Hawaii	Licensed by the Hawaii Division of Financial Institutions Mortgage Loan Originator Company License # HI35953 Mortgage Servicer License # MS038 Complaints regarding the servicing of your mortgage may be submitted to the Hawaii Office of the Commissioner of Financial Institutions, P.O. Box 2054, Honolulu, HI 96805, (808) 586-2820.
	Licensed by the Hawaii Department of Commerce and Consumer Affairs Exempt Out-of-State Collection Agency # COLAX-1036, COLAX-1036-1, COLAX-1036-2, COLAX-1036-3, COLAX-1036-4
Idaho	Licensed by the Idaho Department of Finance Mortgage Broker-Lender License # MBL-6808 Regulated Lender License # RRL-7425
Illinois	Regulated by the Illinois Department of Financial & Professional Regulation, Residential Mortgage Banking, James R. Thompson Center, 100 W. Randolph, 9th Floor; Chicago, Illinois 60601, (844) 768-1713 Illinois Residential Mortgage Licensee # MB.6760595
Indiana	Licensed by the Indiana Department of Financial Institutions Mortgage Lending License # 10851
	Licensed by the Indiana Secretary of State Securities Division Collection Agency License
Iowa	Licensed by the Iowa Division of Banking Master Loan Company Registration # 88882761 Mortgage Banker License # 2008-0054 Mortgage Banker License - Other Trade Name #2 # 2024-0217
	Registered with the Office of the Attorney General of Iowa Creditor/Assignee Notification #2008-88513 Debt Collector Notification #2008-88512
Kansas	Licensed by the Kansas Office of the State Bank Commissioner Kansas Mortgage Company License # MC.0025301
Kentucky	Licensed by the Kentucky Department of Financial Institutions Mortgage Company License # MC23338
Louisiana	Licensed by the Louisiana Office of Financial Institutions Residential Mortgage Lending License # LA-C-01326
Maine	Licensed by the Maine Bureau of Consumer Credit Protection Supervised Lender License # 35953 Debt Collector License # DCL10669
	Our operating hours are 6:00 A.M. until 6:00 P.M. Pacific Time Monday through Friday and 7:00 A.M. until 11:00 A.M. Pacific Time Saturday You may contact our office during business hours by calling (866) 545-9070
Maryland	Licensed by the Maryland Commissioner of Financial Regulation Mortgage Lender License # 35953
Massachusetts	Licensed by the Massachusetts Division of Banks Mortgage Lender License # MC35953 Mortgage Broker License # MC35953 Debt Collector License # DC35953
	NOTICE OF IMPORTANT RIGHTS. You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
Michigan	Licensed by the Michigan Department of Insurance and Financial Services 1st Mortgage Broker/Lender/Servicer Registrant # FR0021901 2nd Mortgage Broker/Lender/Servicer Registrant # SR0016355
Minnesota	Licensed by the Minnesota Department of Commerce Residential Mortgage Originator License # 40106460 Residential Mortgage Originator License Other Trade Name #1 - License # MN-MO-35953.1 Residential Mortgage Originator License Other Trade Name #2 - License # MN-MO-35953.2
	This is not an offer to enter into a rate lock agreement under Minnesota law
Mississippi	Licensed by the Mississippi Department of Banking and Consumer Finance Mortgage Lender License # 35953
Missouri	Licensed by the Missouri Division of Finance Mortgage Company License # 35953 In-State Branch License # 35953
Montana	Licensed by the State of Montana Department of Administration, Division of Banking and Financial Institutions Mortgage Broker License # 35953 Mortgage Lender License # 35953 Mortgage Servicer License # 35953 Consumer Loan License # 35953
	The State of Montana, Department of Administration, Division of Banking and Financial Institutions (Division), is the licensing agency of mortgage servicers. Any consumer with a comment, question, or concern should contact the Division by the means listed within this disclosure. State of Montana, Department of Administration, Division of Banking and Financial Institutions, 301 South Park, Suite 316, PO Box 200546, Helena, MT 59620-0546. Phone: (406) 841-2920. Fax: 406-841-2930. E-mail: . Website: https://banking.mt.gov/MortgageConsumerFinance/mortgage
Nebraska	Licensed by the Nebraska Department of Banking and Finance Mortgage Banker License # 1985 Mortgage Banker License -Other Trade Name #2
Nevada	Licensed by the Nevada Division of Mortgage Lending Mortgage Company License # 4041 Supplemental Mortgage Servicer License # 4376
	Registered with the Nevada Financial Institutions Division (FID) Nevada - FID Collection Agency License - Exempt Registration # CAX10009 Nevada - FID Collection Agency License - Alternate Location - License # FCA10492 Nevada - FID Collection Agency Compliance Manager Certificate # CM11815
New Hampshire	Licensed by the New Hampshire Banking Department Mortgage Banker License # 14302-MB
New Jersey	Licensed by the N.J. Department of Banking and Insurance Residential Mortgage Lender License # 0805581 RMLA Licensed Mortgage Servicer Registration
New Mexico	Licensed by the New Mexico Financial Institutions Division Mortgage Loan Company License # 03675 Collection Agency License # CA01096
New York	Licensed New York Mortgage Banker Mortgage Banker License # LMB 110290 Exempt Mortgage Loan Servicer Registration #S001310 Borrowers may file complaints about PennyMac Loan Services, LLC with the New York State Department of Financial Services. Borrower may obtain further information from the New York State Department of Financial Services by calling the Department’s Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.
	Licensed by the City of Buffalo Debt Collector # CAG11-551910 Licensed by the City of Yonkers Debt Collector # 10214, 10215, 10216, 10217, 10218
	Licensed by the New York City Department of Consumer Affairs Debt Collection Agency License # 1294096-DCA, 1467388-DCA, 2038669-DCA, 2040969-DCA, 2076695-DCA, 2079363-DCA
	Licensed by the New York Department of State Telemarketer Registration - Unique ID #68PE1000703
North Carolina	Licensed by the North Carolina Commissioner of Banks Complaints regarding the servicing of your mortgage may be submitted to the Commissioner of Banks, 316 W. Edenton Street, Raleigh, NC 27603, (919) 733-3016. Mortgage Lender License # L-153697
	Licensed by the North Carolina Department of Insurance Collection Agency License #119504607 - 1601 Condor Dr., Suite 200, Moorpark, CA 93021 Collection Agency License #119505929 - 14800 Trinity Blvd., Fort Worth, TX 76155 Collection Agency License #119506567 - 3043 Townsgate Rd., Suite 200, Westlake Village, CA 91361 Collection Agency License #119506570 - 2201 West Plano Parkway, Suites 150 and 300, Plano, TX 75075 Collection Agency License #119507419 - 10550 West Charleston Blvd., Suite A, Las Vegas, NV 89135
North Dakota	Licensed by the North Dakota Department of Financial Institutions Residential Mortgage Lender # ML104271 Residential Mortgage Loan Servicer # MS104320
Ohio	Licensed by the Ohio Division of Financial Institutions Ohio Residential Mortgage Lending Act Certificate of Registration # RM.850062.000
Oklahoma	Licensed by the Oklahoma Department of Consumer Credit Licensing Mortgage Broker License # MB011139 Mortgage Lender License # ML010070 Lender Name Registration Other Trade Name #1 # LNR14254 Lender Name Registration Other Trade Name #2 # LNR17078 Supervised Lender License # SL008546
Oregon	Licensed by the Oregon Division of Financial Regulation Mortgage Lending License # ML-4849 Mortgage Servicer License # MS-47 Collection Agency Registration # 49468
Pennsylvania	Licensed by the Pennsylvania Department of Banking Mortgage Lender License # 24912 Mortgage Servicer License # 67336
Puerto Rico	Licensed by the Puerto Rico Bureau of Financial Institutions Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios) # IH-204
Rhode Island	Licensed by the State of Rhode Island Department of Business Regulation Rhode Island Licensed Lender, Loan Broker and Mortgage Servicer Lender License # 20092600LL Loan Broker License # 20173396LB Third Party Loan Servicer License # 20163265LS
South Carolina	Licensed by the South Carolina State Board of Financial Institutions BFI Mortgage Lender/Servicer License # MLS-35953 BFI Mortgage Lender/Servicer License - Other Trade Name #1 - License # MLS - 35953 OTN #1 BFI Mortgage Lender/Servicer License - Other Trade Name #2 - License # MLS - 35953 OTN #2 Consumer Grantor Notification # CGL-146288, # CGL-166712
South Dakota	Licensed by the South Dakota Division of Banking Mortgage Lender License # 35953.ML
Tennessee	Licensed by the Tennessee Department of Financial Institutions Mortgage License # 109246 Industrial Loan and Thrift Company Registration # 178288
	Licensed by the Tennessee Collection Service Board of the Department of Commerce and Insurance Collection Agency # 1960
Texas	Licensed by the Texas Department of Savings and Mortgage Lending SML Mortgage Banker Registration
	OCCC Regulated Loan License # 13458-154516 For questions or complaints about your loan, contact PennyMac Loan Services, LLC at 800-777-4001. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: .
	Texas office locations: 14800 Trinity Blvd., Fort Worth, Texas 76155 2201 West Plano Parkway, Suite 150 and 300, Plano, Texas 75075 2301 West Plano Parkway, Suite 300, Plano, Texas 75075
	Veterans Land Board, Veterans Housing Assistance Program
	Collection Bond 52BSBFD6731
	This disclosure notice only applies to the residential mortgage loans on real estate located in Texas. COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at .
	Pursuant to the requirements of Texas Administrative Code, Title 7, Section §81.200(c), you are hereby notified of the following: Consumers wishing to file a complaint against a Mortgage Banker or a licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint Forms and Instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at: www.sml.texas.gov.
Utah	Licensed by the Utah Department of Financial Institutions Residential First Mortgage Notification # UDFI-RFMN2015 Consumer Credit Notification
	Licensed by the Utah Division of Real Estate Mortgage Entity License # 6956526 Mortgage Entity License - Other Trade Name #1 - Lic. # 14205540
	Registered with the Utah Division of Corporations and Commercial Code Collection Agency Certificate of Registration # 7415004-0131
	As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
Vermont	Licensed by the Vermont Department of Financial Regulation Lender License # LL-35953 Mortgage Broker License # MB-35953 Loan Servicer License # LS-35953
Virgin Islands	Licensed by the Virgin Islands Division of Banking, Insurance and Financial Regulation Mortgage Lender License # VI-MLC-35953
Virginia	Licensed by the Virginia Bureau of Financial Institutions Lender License # MC-5311
Washington	Licensed by the Washington Department of Financial Institutions Consumer Loan Company License # CL-35953
	Collection Agency License # 602817181
West Virginia	Licensed by the West Virginia Division of Financial Institutions Mortgage Broker License # MB-35318 Mortgage Lender License # ML-24280
	Licensed by the West Virginia State Tax Department Collection Agency Registration # 2194-6465 Consumer Credit Notification # 2194-6465
Wisconsin	Licensed by the Wisconsin Department of Financial Institutions Mortgage Banker License # 600318BA Consumer Act Registration
Wyoming	Licensed by the Wyoming Division of Banking Mortgage Lender/Broker License # 1928 Consumer Lender #CL3731