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Hear directly from Pennymac’s Chairman and CEO, David Spector, about our dedication to the TPO channel and why you should be working with Pennymac.

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Tech Forward + Human Focused

It’s How We Grow Your Business

Introducing NonDel+. Click to play video.

Introducing NonDel+: A full service Non-Delegated Solution

NonDel+ is Pennymac TPO's new full-service Non-Delegated solution. From initial disclosures to closing docs and loan purchase, NonDel+ has you covered. Watch our video with Kim Nichols, Chief TPO Production Officer, to see how this is a game-changer for your Non-Delegated business.

Committed to Greatness
at Home and Beyond

Committed to Greatness at Home and Beyond

Committed to Greatness
at Home and Beyond

Pennymac: Proud Supporter of Team USA and LA28

Pennymac is now the Official Mortgage Supporter of the 2026 and 2028 U.S. Olympic and Paralympic Teams, and a Proud Supporter of Team USA and the LA28 Games.

About Our Commitment

In the Know With TPO

Every Friday, Pennymac experts provide quick, digestible topics, ranging from our tech, products and programs to tips and updates on GSE changes. Don’t miss a weekly video, and follow PENNYMAC TPO on LinkedIn to stay connected.

  • In the Know With Daniel Kae
    Maximize Your Marketing with Design Central
  • In the Know With Emily Warring
    Your Tool for Simpler Condition Submissions
  • In the Know With Linda Jackson
    How to Gain an Advantage on Your Next Loan
  • In the Know With Emily Warring
    Gain More Efficiency With The Freddie Mac Income Calculator
  • In the Know With Daniel Kae
    Top 3 Pricing Tools to Boost Efficiency
  • In the Know With Linda Jackson
    4 Resources For Faster Closings
  • In the Know With Emily Warring
    Committed to Your Business Growth
  • In the Know With Drew Dyet
    Click To Connect With An Expert
  • In the Know With Emily Warring
    Your Dream Team for Support
  • In the Know With Linda Jackson
    Condo Financing Just Got Easier
  • In the Know With Emily Warring
    How To Speed up Settlement Communication and Closings
  • In the Know With Drew Dyet
    What Your Dedicated Closer Can Do For You
  • In the Know With Drew Dyet
    Fees and Disclosures Done Fast and Done Right
  • In the Know With Emily Warring
    Deliver Winning Jumbo Loan Solutions
  • In the Know With Emily Warring
    Gain an Edge With Your Experienced AE
  • In the Know With Linda Jackson
    How to Keep Clients Happy With Retained Servicing
  • In the Know With Emily Warring
    Unlock Your Marketing Potential With Design Central
  • In the Know With Drew Dyet
    Assistance is Just a Zoom Room Away
  • In the Know With Linda Jackson
    Reach More Clients With VA Loans
  • In the Know With Daniel Kae
    Compare Locks With a Click
  • In the Know With Linda Jackson
    Personalized Closing Support at Your Service
  • In the Know With Drew Dyet
    5 New Home Equity Loan Enhancements
  • In the Know With Emily Warring
    How to Get the Best Rate
  • In the Know With Linda Jackson
    Top 3 Pricing Timesavers
  • In the Know With Daniel Kae
    Win More Clients With Jumbo AUS
  • In the Know With Linda Jackson
    Your Support Network Awaits
  • In the Know With Emily Warring
    Three POWER+ Features That Will Save You Time
  • In the Know With Drew Dyet
    5 Key Resources to Jump-Start Your New Year
  • In the Know With Linda Jackson
    Highlights From 2024
  • In the Know With Emily Warring, Drew Dyet, Matt Cirac, Linda Jackson, Daniel Kae
    A Holiday Message From PENNYMAC TPO
  • In the Know With Linda Jackson
    Approve CDs On the Go
  • In the Know With Emily Warring
    Senior Underwriters at Your Service
  • In the Know With Linda Jackson
    How We Give Thanks at PENNYMAC TPO
  • In the Know With Matt Cirac
    Deliver Refinance Savings
  • In the Know With Emily Warring
    Fast Loan Support With HELP+
  • In the Know With Drew Dyet
    VA Loans and VIP Treatment
  • In the Know With Daniel Kae
    Providing Value With Retained Servicing
  • In the Know With Emily Warring
    Your Dynamic Duo for Success
  • In the Know With Drew Dyet
    Beat the Competition on Jumbo
  • In the Know With Emily Warring
    Top 3 Pricing Timesavers in POWER+
  • In the Know With Linda Jackson
    Uncover MI Savings for Your Clients
  • In the Know With Emily Warring
    Unlock Hidden Savings for Your Clients
  • In the Know With Drew Dyet
    See How Pennymac TPO Partners Are Closing Loans Fast
  • In the Know With Linda Jackson
    See What the #1 VA Lender Can Do for You
  • In the Know With Drew Dyet
    Compare Locks With a Few Clicks
  • In the Know With Emily Warring
    Gain a Competitive Edge in the Condo Market
  • In the Know With Emily Warring
    Close Faster With Streamlined Conditions
  • In the Know With Linda Jackson
    Tips For Navigating Self-Employed Income
  • In the Know With Daniel Kae
    Unlock the Potential of Renovations on the Rise
  • In the Know With Emily Warring
    Approve Closing Disclosures in Seconds
  • In the Know With Linda Jackson
    Grow Your FHA Business with Pennymac
  • In the Know With Drew Dyet
    Our Experienced AEs Set You up for Success
  • In the Know With Emily Warring
    Deliver Accurate Fees and Disclose With Confidence
  • In the Know With Daniel Kae
    Boost Your Business With Home Equity Loans
  • In the Know With Emily Warring
    Experience a Full-Service Support Squad
  • In the Know With Drew Dyet
    Speed Up Your Loan Process With POWER+
  • In the Know With Linda Jackson
    Gain a Competitive Edge With Pennymac’s Jumbo AUS
  • In the Know With Drew Dyet
    Get Direct Assistance With HELP+
  • In the Know With Linda Jackson
    Pricing Features That Save You Time
  • In the Know With
    Special 100th Episode
  • In the Know With Daniel Kae
    Close More Deals With Tailored Loan Solutions
  • In the Know With Drew Dyet
    Give Your Veteran Clients an Advantage
  • In the Know With Emily Warring
    Feel Confident When You Lock
  • In the Know With Daniel Kae
    Great Partner Experiences
  • In the Know With Emily Warring
    Compare Lock History Side-by-Side
  • In the Know With Drew Dyet
    Optimize Delivers MI Savings
  • In the Know With Emily Warring
    Your Top 10 Benefits With Pennymac
  • In the Know With Daniel Kae
    A Seamless Experience With Quick Lock
  • In the Know With Emily Warring
    Secure Your Best Rate
  • In the Know With Linda Jackson
    Flexible Solutions to Win More Deals
  • In the Know With Erin Dibble
    An Easier Way to Submit Conditions
  • In the Know With Emily Warring
    Closing Hotline for Your Closing Success
  • In the Know With Linda Jackson
    Order Appraisals Faster With Verbal ITP
  • In the Know With Erin Dibble
    A Great Experience Beyond the Closing Table
  • In the Know With Emily Warring
    Quick CD Approvals With a Single Tap or Click
  • In the Know With Daniel Kae
    Join Our POWER+ Zoom Room
  • In the Know With Linda Jackson
    Introducing HELP+
  • In the Know With Emily Warring
    Happy New Year From Our Team
  • In the Know With Linda Jackson
    Happy Holidays From Our Team
  • In the Know With Daniel Kae
    Offer More With Higher LTV on 2-4 Units
  • In the Know With Gwynne Griffin
    Be Confident With Accurate Disclosure Fees
  • In the Know With Emily Warring
    Happy Thanksgiving from Our Team
  • In the Know With Bobbie Brown
    More Purchasing Power for Your Borrowers
  • In the Know With Linda Jackson
    Happy Veterans Day from the #1 VA Lender
  • In the Know With Emily Warring
    Closing Your Loans is Our Top Priority
  • In the Know With Linda Jackson
    Quick Lock and Save Price Scenarios
  • In the Know With Emily Warring
    Work with the #1 FHA Lender
  • In the Know With Daniel Kae
    How we help more customers achieve homeownership
  • In the Know With Emily Warring
    Perfect solutions for your borrowers’ unique needs
  • In the Know With Linda Jackson
    Experience a Streamlined Conditions Process
  • In the Know With Daniel Kae
    Access to underwriters
  • In the Know With Linda Jackson
    Greater Fee Accuracy and Control with Disclosures
  • In the Know With Emily Warring
    Less Documentation Required for Condos
  • In the Know With Daniel Kae
    Tips for Calculating Self-Employed Income
  • In the Know With Emily Warring
    Accelerate the Loan Process at Every Step with POWER+
  • In the Know With Daniel Kae
    Speak with a Pennymac Underwriter
  • In the Know With Emily Warring
    The Rise of a New Generation of Homebuyers

Committed to Your Success

Pennymac TPO is a Top 3 Wholesale Lender you can count on. We are committed to providing you with the best experience possible, which has led us to achieve great industry accomplishments.

Hear from Our TPO Partners

  • "Working with your team is effortless and an absolute pleasure."

    Samantha P. | California | Broker Partner

  • "Pennymac is hands down my favorite!"

    Mara M. | Oregon | Broker Partner

  • "I can’t say enough about the exceptional experience. I submitted a purchase file and we were CTC in 11 days!"

    Ken S. | Illinois | Broker Partner

  • "The quality of Pennymac’s support is unsurpassed. It has been an incredible pleasure to work with them"

    Michael G. | Florida | Broker Partner

  • "What a great sales team to work with! They were involved every step of the way and made the process simple!"

    Raisa F. | California | Broker Partner

  • "Love working with Pennymac! The portal was easy and very fast! I would totally work with them again."

    Karessa S. | Illinois | Broker Processor Partner

  • "I couldn't be happier with the process and experience we received from Pennymac"

    Von F. | Arizona | Broker Partner

  • "Thank you guys for all your extra efforts on this tough file! The clients were literally in tears of happiness at the closing today! "

    Kevin O. | Minnesota | Broker Partner

  • "Your team did a great job. Straight forward conditions. Fast. I only have good things to say about Pennymac."

    Tom T. | California | Broker Partner

  • "I value the strong partnership we have built, and it has become a testament to the trust I have in Pennymac. The exceptional service I receive from your team is why I recommend other brokers to work with Pennymac."

    Ilia Y. | Arizona | Broker Partner

  • "Thank you Pennymac Team for your help and guidance on this very challenging transaction. I appreciate all your help to make it to the finish line."

    Christy M. | Texas | Broker Partner

  • "Thank you to my AE, Ops manager, and the Pennymac Underwriting Team for all working together to keep a very difficult scenario moving forward"

    Michael S. | Arizona | Broker Partner

  • "I love it, the process is super fast and very easy to navigate."

    Ramon D. | California | Broker Processor Partner

  • "I truly appreciate how quick and helpful the Pennymac team is and the support they provide!"

    Bianca A. | Utah | Broker Partner

  • "Super impressed with the speed of the approval, and the very limited conditions!"

    Kandace L. | Minnesota | Broker Partner

  • "Thanks to my AE for his excellent support on my recent loan. He facilitated a smooth loan process for my borrowers. It is a pleasure to work with Pennymac TPO."

    LI H. | California | Broker Partner

  • "I am thrilled with the underwriting process at Pennymac!"

    Jeremiah R. | Minnesota | Broker Partner

  • "Thank you to my Pennymac team for helping get my loans to the finish line so quickly!"

    –Fawzia K. | California | Broker Partner

  • "My team at Pennymac has been incredibly kind, patient and EXTREMELY helpful to me. What amazing people you have!"

    Michael S. | Pennsylvania | Broker Partner

  • "Both my AE and inside team are reachable so our customers get responses fast. It has been a breath of fresh air working with the Pennymac team."

    Desmond C. | Arizona | Broker Partner

  • "I find it comforting to know that when I call my team at Pennymac, I can get the assistance I need."

    Emily W. | California | Broker Partner

  • "A BIG thank you to my Pennymac team. This was not an easy file, and they stayed calm, confident, and positive throughout the whole process."

    Michael S. | Arizona | Broker Processor Partner

  • "The level of support and care I receive from my AE and their team are truly commendable."

    Ilia Y. | Arizona | Broker Partner

  • "Pennymac has wonderful support. I feel like I have a whole team assisting me."

    Julia M. | North Carolina | Broker Partner

Our People Bring It Home

Powered by advanced technology, Pennymac people bring it home for our partners. Our experts are there to guide you and move your loans from lock to disclosures, through underwriting, all the way to closing and funding.

Hands-On Support at Every Step

Access to
Senior Underwriters
Experienced
Account Executives
Closing
Hotline
POWER+
Zoom Room
Broker Operations
Manager (BOM)
Appraisal Order
Support Team
Tech Forward Plus Human Focused Tech Forward + Human Focused

Advanced Technology

POWER+ by Pennymac TPO, our broker portal provides you with speed, transparency and control over the mortgage process. Learn more

Become a Broker Partner

Be Part of a Best-in-Class
Non-Delegated Program

Pennymac’s Non-Delegated program offers best-in-class client experience and technology to ensure a seamless experience from initial review to loan purchase. Our P3 portal is easy to use and provides tools and support for a consistent loan experience.

Become a Seller